Kiva is an organization that allows people to lend money via the Internet to microfinance institutions in developing countries around the world and in the United States, which in turn lend this money to specific small businesses and students of your choice from all over of the world. Kiva itself does not charge any interest; the loans made by Kiva members are passed interest-free to the independent field partner indicated for each loan. Kiva Microloans allow entrepreneurs from some of the most marginalized regions of the world with no access to credit to be able to start their businesses and sustain themselves.

Kiva makes it possible for $25 to be truly lifechanging.

Since 2005, over half a million lenders have provided 200,000 with loans that amount to over $80,000,000 with over 98% return rate, which means that your loan almost always gets repayed on time. The Happy Lenders Team from Kiva have made the presentation below which explain how this wonderful website works. Happy lending!